Life Policy Concierge is a back end processing and record retrieval company for anyone that wants to pursue a life settlement transaction. LPC will order all the proper insurance and medical underwriting documentation that is vital to getting achieving the most out of each case. Anyone that has does a settlement in the past knows and has experienced how tedious they can become having to collect this information before receiving offers. The time wasted in this beginning process could cause a drop in the policy's cash value or even worse and require another premium payment. Don't let the unnecessary loss of time and effort cost you or clients thousands. Life Policy Concierge will deliver a completed life settlement package ready for the market place the first time, allowing the evaluation process at the buying intuitions to conduct immediately upon submission.

Policy Information

Verification of Life Insurance Coverage

To accurately evaluate a life insurance policy on the secondary market, up to date policy information is crucial. Providing all accurate policy values in the being of the sales cycle always increases the chance of achieving the best purchase price available with no last minute surprises.

In-Force Illustrations

The life settlement market requires a slightly different illustration than normally produced by the insurance carrier to evaluate a life policy. LSC will order in-force illustrations for you that are specific to the life settlement market or however other way you request them.

Insured Information

Medical Records Retrieval

Unlike obtaining insurance, showing as much health impairment as possible will ultimately maximize your settlement potential. When placing an order to obtain medical records please make sure all pertinent doctors and hospitals are listed. LSC always exercises extreme care in requesting and handling this sensitive medical information. Our fully automated tracking system along with daily follow up calls will ensure timeliness on all requests made. Once the medical records are received they will be verified for completeness and legibility, and then delivered digitally to the appropriate recipient. With the efficiency of our partner company Record Express, medical records retrieval is not only fast, it’s also cost effective.

Life Settlement Concierge has teamed up with Record Express to gather this information for you. Record Express is a WBENC certified international record retrieval, medical analysis and litigation support company dedicated to helping insurance companies, lawyers and corporations cost effectively manage claims, underwriting, and litigation.

Headquartered in Cincinnati, Ohio, Record Express provides services on a global scale. As Record Express was founded by a products liability attorney, all of our services, medical record retrieval, attending physician statement retrieval and medical analysis, are performed from the strategic perspective of an experienced litigator. Our specially trained staff consists of the ideal blend of expertise, including:

• BS, MS and PhD Legal Nurse Analysts and Consultants
• JD and Paralegal Staff with litigation experience
• Record Retrieval Specialists
• Research Specialists
• Document Imaging Specialists

Life Expectancy Reports

We can request on your behalf;

• AVS (American Viatical Services)
• 21st Services
• EMSI (Examination Management Services, Inc)
• ISC Services
• Fasano Associates
• GLU (Global Life Underwriters)

Each of these companies produces client specific life expectancy evaluations for use on the life settlement market. Each life expectancy will vary and sometimes drastically from one another and that’s why most life insurance buyers use a range of reports to determine the policy’s purchase value. Just as each report can vary so do the companies buyers will utilize when determined the value of a policy. So please make sure you contact your perspective settlement provider(s) to make sure you are ordering a life expectancy report they can use.